Four Elements Adjusters represented the owner in an insurance claim for storm damage at 801 Main Street in Skokie, IL. Prior to the storm that took place in April 2020, this building had a granulated modified bitumen roofing system. The existing roof system consisted of a wood deck, 1.0” perlite insulation, a 3-ply built-up roof, and a granulated modified bitumen roofing membrane.
The storm that impacted the building produced sizeable hail accompanied by high wind speeds which caused physical damage to the roof membrane, metal mansard, rooftop equipment, and perimeter sheet metal. Four Elements Adjusters handled all the negotiations with the insurance carrier until the claim was settled. When the claim was settled it resulted in approval of a complete roof replacement, new metal mansard, window capping, and roof accessories in the amount of $187,818.00. The owner also had code coverage in their policy so the new roofing system would receive a total of 5.5” of new insulation when the existing roof assembly only had 1.0”.