Four Elements Adjusters represented the owner in an insurance claim for storm damage at 1019 Emerson Street in Evanston, IL. Prior to the storm that took place in April 2020, this building had a smooth modified bitumen roofing system with acrylic coating. The existing roof system consisted of a wood deck, a 4-ply asphalt (BUR) built-up roof, and a smooth modified bitumen roofing membrane with acrylic coating.
The storm that impacted the building produced sizeable hail accompanied by high wind speeds which caused physical damage to the roof membrane, rooftop equipment, and perimeter sheet metal. Four Elements Adjusters handled all the negotiations with the insurance carrier until the claim was settled. When the claim was settled it resulted in approval of a complete roof replacement, window capping, and roof accessories in the amount of $98,537.00. The owner also had code coverage in their policy so the new roofing system would receive a total of 5.5” of new insulation when the existing roof assemblies did not have any.