Four Elements Adjusters represented the owner in an insurance claim for storm damage at 8125 Skokie Boulevard in Skokie, IL. Prior to the storm that took place in April 2020, this building had an older built-up roofing assembly with acrylic coating and the owner was budgeting to replace it. The roof system consisted of multiple roofing layers that was comprised of a wood deck, 1.0” of wood fiber insulation, multiple 3-ply (BUR) built-up roofing systems, and a smooth modified bitumen membrane with an acrylic coating.
The storm that impacted the building produced sizeable hail accompanied by high wind speeds which caused physical damage to the roof membrane, gutters, downspouts, and perimeter sheet metal. Four Elements Adjusters handled all the negotiations with the insurance carrier. When the claim was settled it resulted in approval of a complete roof replacement, interior protection, new gutters, and downspouts in the amount of $293,885.00. The owner also had code coverage in their policy so the new roofing system would receive a total of 5.5” of new insulation when the existing roof assembly only has 1.0”.