Carol Stream, IL 60188

891 E Geneva Rd

Claim Adjustment

$75,211

Initial Claim

$809,497

Final Claim

976%

Claim increase

Four Elements brought $809,497 worth of equity back to the building owner’s asset. The owner had zero out of pocket expenses aside from their deductible ($2,500). Four Elements minimized the stress for this client by offering expertise, handling documentation, negotiating with carrier, advocating for client, saving time, and providing peace of mind. Property Owner was also able to write off the settlement money for his capital improvement using Section 179 of the IRS tax code.*

The Challenge

The storm caused significant damage to the smooth modified bitumen roofing system, skylights, flashings, window capping, gutters, and downspouts. The settlement included the installation of a new roof system with 5.5" of insulation, an upgrade from the original roofing assemblies.

Existing Roof System

10,900 sq. ft. TPO ROOF SYSTEM

Age / Condition

Composition

The Solution

The owner used the funds from the insurance claim to upgrade the roofing systems to a fully adhered 60 MIL TPO roof system. The specification followed Mule Hide guidelines for a single-ply TPO roofing system over a wood substrate. The skylights, roof accessories, gutters, and downspouts were also replaced with new ones.
New 24-gauge perimeter sheet metal gutters and downspouts were fabricated and installed to accommodate the new roof system. The specification included a transferable 20-year NDL full system warranty from the manufacturer and a Four Seasons Labor Warranty from Four Elements Restoration.